29 dic. 2012

LIÑAS ICO - BEI de CRÉDITO

O Instituto de Crédito Oficial xa ten publicada a información sobre os modos de financiamento de proxectos de inversión ou necesidades de liquidez para autónomos e pequenas empresas. A continuación poñemos un resumo:

TIPOS DE PROXECTOS FINANCIABLES NA LIÑA DE EMPRESAS - EMPRENDEDORES 2013:

     - Para proxectos de investimentos, finánciase dende o 50 ao 100% do proxecto, con préstamo de máximo 10 millóns de euros, a devolver nun prazo máximo de 20 anos. Pode destinarse o total ao proxecto de inversión, ou ben ata  a metade como máximo para necesidades de liquidez. Modalidade de financiamento: préstamo / leasing. Amortización para inversións de 1,2,3,5,7,10,12,15 ou 20 anos, con posibilidade de carencia de 2 anos. Amortización para liquidez de 1, 2 ou 3 anos; carencia de 1 ano posible.

     - Para necesidades de liquidez, pode financiarse ata o 100 % ata un tope de 10 millóns de euros, a devolver en 3 anos. Modalidade de financiamento: préstamo. Amortización para liquidez de 1, 2 ou 3 anos; carencia de 1 ano posible.


ONDE SOLICITAR INFORMACIÓN OU TRAMITAR A LIÑA DE FINANCIAMENTO:

   NAS ENTIDADES FINANCEIRAS: BANCOS, CAIXAS E COOPERATIVAS DE CRÉDITO.


PRAZO PARA FORMALIZAR O PRÉSTAMO ATA O 16 / DECEMBRO / 2013.

TIPO DE INTERESE: 
O cliente pode elixir se fixo ou variable. En xeral o tipo será do Euribor (6 meses) + diferencial + 2,00 % de marxe (devolucións a 1 ano), ou +2,30 % de marxe (devolucións a máis de 1 ano).

PARA MÁIS INFORMACIÓN:

              INSTITUTO DE CRÉDITO OFICIAL, SECCIÓN LIÑAS ICO: EMPRESAS E EMPRENDEDORES.
           
              DOSIER ESPECÍFICO, RESUMO

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